Below is just one of many ObamaCare plans sold to you as a no-deductible plan.
Sound unlikely? Not so far fetched! That is why the government website for the public to purchase was taken down!
Health insurance officials are worried also.
“An official from Florida Blue, a large insurer, was concerned that a health policy it plans to sell on the state’s exchange would mislead customers,” Reuters recently reported. “The preview website showed no charge at all for some medical services, rather than no charge after a deductible is met.”
Or take Aetna. Policies that they once intended to sell in Ohio were withdrawn, since the website showed no deductible.
Another health care provider, Delta Dental of Wyoming noticed that its plan was showing zero deductible in policies that cover parents and children.
The Centers for Medicare and Medicaid Services, the government agency in charge of signing agreements with insurers this month to sell specific policies on the exchanges, saids that the no deductible problems will be fixed before ObamaCare is rolled out. If not, will the government be paying the non deductible policies that do have a deductible – I DOUBT IT!
In addition to the above screw up, government officials have missed numerous deadlines (41 out of 82 Obamacare) to get a federal health exchange up and running. One Government Accountability Office report noted that “critical” activities to create the exchange had not been completed, and that the missed deadlines “suggest a potential for challenges going forward.”
Other unexpected problems have forced the administration to delay key parts of the law. Time magazine’s Joe Klein, a longtime administration supporter, called this “a really bad sign” of “Obamacare incompetence.”
Administration officials are also delaying by a year enforcement of the mandate that employers provide health insurance. However, given that the Obama administration has had 3 years to write those health regulations, and that employer health costs are expected to increase under Obamacare, there is a strong suspicion among the American people and those in Congress that the Obama administration is mainly trying to defer until next year the anticipated bad news that employers are dropping coverage and dumping their employees into the government exchanges. This is not far fetched knowing what type of person Obama has shown himself to be!
Consider the fate of the high-risk pools for individuals with pre- existing conditions. The pools faced higher costs and lower enrollment than expected since only 110,000 signed up (far short of the 700,000 originally projected), the government had to freeze enrollment and cut payments to doctors and hospitals to prevent the $5 billion program from going bankrupt.
Another problem that Obamacare must face is that the Supreme Court’s ruling that states do not have to expand their Medicaid programs to insure more people. Considering how unaffordable the program is now, it’s no wonder that states were resisting pressure from the administration to add still more to the rolls.